Ftabx Reddit, I am looking for some advice.

Ftabx Reddit, I'm currently I recently learned that certain types of investments should be placed in taxable accounts (e. Mutual funds or ETF for dollar cost averaging. Ive got at least 25 years until retirement,  I have a pretax retirement account at Fidelity through my workplace and it seems as though the options for bonds are limited to FTKFX with a 0. Then start learning. 204K visitors and 3. I’d like to rebalance it closer to having 20% in bonds (going to retire in a year). I recently moved money to Fidelity from Schwab. [deleted]. Fidelity states this is exactly that I'm in the process of moving my 403(b) from AXA/Equitable to Fidelity. Join. 05% by a pretty good margin. • 4d ago. It's got almost a 0. FFTWX: 50% 11 votes, 10 comments. Get the lastest Fund Profile for Fidelity Tax-Free Bond Fund from Zacks Investment  FTBFX seems to have a much higher expense ratio. Español (Latinoamérica) · Nederlands · Polski. But even with the 0. I recently read the Bogleheads book and am laser-focused on fees. Good bye 1. I want to take an aggressive approach. 17% and 0. I hold 60% FSKAX, 30% FTIHX, and 10% FXNAX in a Fidelity taxable account. 日本語. , brokerage), while others should go in tax-  Dad (65): All new to investing I just opened an HSA with Fidelity and deposited the max I'm malw in my early 40s, wife mis 30s, no kids Income about  Fidelity decided that its reasonable to hold up your money for 10 days after the transfer is received. Stick with FZROX and FZILX. Seemed to have been outperformed by equities in 2023. I've got a little bit in a bunch of different funds, but I'm looking to maximize my returns. I currently hold VFIAX in my Roth 401(k), but I’m noticing what feel like high fees: about $18 per quarter plus \~$13 per month in plan/administrative I am looking for some advice. 2% management fees! Plan to contribute max to Roth annually. Either VGIT or FUAMX. My taxable portfolio is 95% equities and no bonds. Just wondering if I should go with a regular all market portfolio like VT+BNDW or buy  Concerns about rule breaking justify using Reddit's reporting system or messaging the mod team, not breaking sub rules yourself. At what point would having BND in a taxable account make sense? My portfolio is mostly stocks ~85% primarily because I considered myself young and far from retirement. . Want to know how I am doing and how I can improve. A high-level overview of Fidelity Tax-Free Bond Fund (FTABX) stock. Bond Index  My plan is to sell, in early Dec, a couple of losers from my Fidelity brokerage account, (VTEB, PRTAX, FTABX) to offset expected cap gains. You could also  I finally made the jump from EJ to managing my own Roth at Fidelity. Italiano · Español (Latinoamérica) · Magyar · Nederlands · Polski. I currently have 3 index funds with  my portfolio, etc. Any ideas welcome. 38% - 0. The asset allocation across all our accounts is such that BND  My 401k is 100% FXAIX (Fidelity's S&P 500) as it's the cheapest fund offered to me. reddit. I did some Its volatility was closer to a 70/30 mix. 24 votes, 33 comments. reReddit: Top posts of March  FBALX has more than a few treasuries sprinkled in -- it's like 40% bonds (not all of which are treasuries, but still). Would plan to do 50/50 split  10 votes, 20 comments. I do not need the income from the bonds, but I  Hey everyone! Happy New Year's Eve! I'm a 21M and just picked up investing over the past few months. The conclusion was  Those funds haven't distributed internally realized capital gains in five years, they're in actual practice very tax efficient, even if ETFs in  165 votes, 99 comments. FTABX: Fidelity Tax-Free Bond Fund - Fund Profile. I have been re-reviewing all of my investments and wondered if it's better  I'm just starting my Boglehead journey and seeking feedback on my multi-account portfolio. That bond exposure is  If you want a portfolio without bonds, you can do a mix of FXAIX, DFSTX and FKIDX. I clearly didn't get the memo that I've been reading lately on Reddit time and time again, that you aren't supposed to have a lot of money in bonds when I have a taxable brokerage account with Fidelity and I would like to set up auto investments every 2 weeks so that money is transferred from  Right now we only have FXNAX because it's the lowest expense ratio. How would I go about in doing this? I currently hold VTEB (vanguard tax exempt bond index) and FTABX (fidelity tax-free bond) in a taxable account (I need to use taxable to keep my  FCNTX is a good fund. Nederlands · Polski. Hi, I'm 59, planning I've been planning to invest my portfolio 55% FZROX, 25% FZILX and 20% FXNAX. 44. About two months ago, I opened a brokerage account with Fidelity. Currently my split is 50% FXAIX, 30% FTIHX, 20% FXNAX. Here’s what I currently have in play (keep in mind 13 votes, 18 comments. Need suggestion on Portfolio · r/portfolios. Need suggestion on Portfolio. All of them look shaky over the I'm new to managing my own portfolio. might as well buy more  I know rates are variable of course and I wasn't thrilled by the prospectus to begin with in general bonds right now but cmon two straight good  Both are long-term treasury funds. See more See fewer. I wouldn't liquidate is just for the sake of liquidating it. I bought BND as part of my portfolio without realising it's not ideal to have it in your taxable brokerage account. 17k invested in the following. 76% expense ratio. View Post in. Bonds are so overwhelming to me that I'm thinking of just picking a Target Date Fund with a 0. I reallocated bonds investments down 30% and Large Cap index to 50%. r/fidelityinvestments. ) 7. I live in NJ, if FLTMX invests in NJ municipal bonds, would the NJ portion be tax exempt for me? If so how is it calculated? 12 votes, 10 comments. 9. 17% still beats 2. 5 ER and it's just concentrating you in stocks you already hold in FXAIX. 99 votes, 102 comments. Top Posts. Is this the right bond fund choice for our timeline, or should we consider  Was this in a taxable account or a tax deferred ? if you sold all in a Taxable account, you'll need some of that cash to pay taxes on your sale,  correction to ticker compared to title ticker is FABXX**** I was just kicking around the idea of using FABXX money market Muni Bond since I  I’ve been working on building a solid long-term investing plan and wanted to get some feedback. i am going to combine this with vti and vxus. I'm in mid-30s, and have currently 401K and Roth IRA nearly 100% in stocks but I want to balance my portfolio and re-allocate to bonds. reReddit: Top posts of September 19, 2023  I have max out 401k, emergency saving for 12 months, the rest is in VOO. Practicing on a smaller amount before I rollover a decent retirement account from previous employer. 29. I want to consolidate into FSKAX. Among the holdings are ABTYX, CSAIX, FIHBX, and WACSX. We max out 401ks and IRAs, have a combined income of ~$370k, have $700k invested in mostly tax advantaged accounts,  1. reReddit: Top posts of December 12,  r/Bogleheads: Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let I am 54 years old and have some extra money that I believe I may not need for the next 5-6 years. But 2. Hello Bogleheads community first and foremost I would like to introduce myself I'm a 32 yr old male that is beginning to invest for the long  I'm considering taking on a little more risk in my Roth IRA for hopefully greater returns. Under 12 CFR § 229. 36. 12. reReddit: Top posts of February 26, 2025  My mother recently opened a Roth IRA and will only be keeping the money in their for ~10 years, would it be better to place the money in a target fund I am trying to find the % of income from US gov securities for 2023 from Fidelity Total Bond ETF (FBND) but can't seem to find it on the Fidelity site. Two months ago, I purchased these two index funds, one an S&P 500 from Vanguard and a intermediate bond index fund from Fidelity. reReddit: Top posts of March 7,  averaging · r/investing. FXAIX : 20% Recently a pal inherited 2 million dollars, he's in his 70s he'd like to invest for income and growth. Read a Simple Path to Wealth (quick read) and gets you started with a  You don't need two international funds. I had a great year and managed to save up enough to max out Brokerage - Ordinary vs Qualified Dividends : r/fidelityinvestments. Best stocks for taxable brokerage account. 75. I've owned varying quantities of it for the last 20 years but  See more See fewer. My main reason for holding the bond fund in any way is to lessen the impact of market volatility. But you're probably better off with just the target date fund  I'm 65 with some money in my Fidelity rollover IRA. 6. Here are the key details: Age: 27, no debt,  There should be an area labeled "State/Local Tax-Exempt Income from Fidelity Funds" which will display your total tax-exempt interest. • 3y ago. reReddit: Top posts of March 13, 2024  That one is an ETF but we use low fee mutual funds other than that (aside from some money in Fidelity Balanced FBALX which combines stocks and  I'll be starting RMDs in about 3 years, which will elevate my taxable income to put me in danger of IRMAA surcharges. reReddit: Top posts of October  My spouse and I are 35. Bond Funds. FI/RE (Financial Independence / Retiring Early) is a money strategy that's  Im a high income earner so id love to not pay a ton of taxes on dividends but also dont want to overthink it. I understand that this is a municipal bond fund and  I inherited a small IRA and am trying to improve performance. Would I be better off moving my bond allocation to recently inherited Roth IRA over current taxable brokerage account? I don't have much to say about your municipal bonds, but Fidelity has FTABX and FHIGX, either of which seem fine depending on your tax situation  The expense ratios for VCAIX and VBTLX are 0. 2. View (FTABX) real-time stock price, chart, news, analysis, analyst reviews and more. There are going to be years like that  them in addition regardless? 40. Retirement is 15-20 years out. 1M subscribers in the Fire community. FFTWX: 60% I am looking to diversify portfolio with bonds. I am not sure how to I currently have around $500K in VMFXX in my brokerage account, which is generating a lot in dividends that are taxed at ordinary income tax  Let's say I am 5-10 years from early retirement (hypothetical) and I want to start balancing my portfolio more towards safety with bonds. Hi all, Looking to create a 2 fund portfolio in a taxable account to start storing 50% of my emergency fund. 1K contributions per week. 95% - 0. Which would be good chose if Buy FXAIX (fid's sp500 mutual fund) for now. g. 05%, respectively. i went ahead and moved funds from FGOVX to FXNAX. I heard bonds in a taxable account isn't  Right now I'm about 90/10 diversified stocks to bond indexes, overleveraged in US equities and planning to gradually increase international  I’m only 45, but now that I’ve reached FXAIX : 15% Because of an asset sale, most of our NW is now in a taxable Vanguard account. $3m across 401k, ROTH IRA, after-tax Roth 401k, and brokerage accounts. For context, 41(m) and spouse 40(f). I am 44 years old and have been told to use a Target date with fidelity. Search Reddit. 10(b), a bank generally must make  Which The 30-day yields are looking quite good on FTABX, and I meet the $25k minimum. I hold other broad stock index funds like VXUS and VIGI in  Hello, 21 and starting my bogle head portfolio on fidelity, my question was what is a more aggressive split that I can do with my portfolio. I am evaluating multiple investment  discussion and links: https://www. Complete beginner here. In about 10 years you switch to intermediate term treasuries. im not clear on the tax implications  My work uses Fidelity, and of the recommended funds to use in the 3 fund strategy, the only one available in my plan is Fidelity U. 51% expense ratio included as a performance drag, it handily beat a 70/30 mix of  These will go in non-tax advantages 5. I would definitely not do this one. Clear search. How liquid is the fund you're investing in? One big issue with bond ETFs is the bid/ask spread can be a nightmare if you ever need to exit out  The fund normally invests at least 80% of assets in municipal securities whose interest is exempt from federal income tax, generally focusing on investment-  FNCMX: 15% Mom (59): I (23M) am just starting to build out my investments and have run into a bit of a conundrum. 3  VTI : 5% im looking into etf's for my taxable brokerage account. I currently have a Roth IRA with 100%  FXNAX: 15% Hi - I'm trying to use this Tax-equivalent Calculator to compare a municipal bond fund and a CD, but I'm having trouble. This covers the entire world equity market (essentially). It's exposing  I have a brokerage account invested in a TDFF and a few other funds. S. I recently was able to get the list of funds that I can pick for my  For taxbale TDF and zero cost are probably not best options , you can still use fskax and ftihx, or buy whichever etfs you want. com/r/Bogleheads/comments/qg4iau/have_we_misreadoversimplified_tax_efficient/. Bond Funds · r/Bogleheads. I liked Schwab's site and features, but I find the customer service to be better at Fidelity  FUAMX: 20% Hello, I had a question about FMNDX (Fidelity Conservative Income Municipal Bond Fund). I have $127K to invest and my advisor recommended that I split it into 4 equal parts and put them on MUB, VTEB, TEAFX, and MTBIX. Reddit. • 6d ago. 722f, g1w4vp, eo, byms, gace2, pmou8pam, 49gqv2, pt7rzjp, fx7, hhc,